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What is SEPA?

SEPA, the Single Euro Payments Area was established in 2002 by the institutions of the European Union (European Payments Council, European Commission, European Parliament, Council of the European Union and European Central Bank). Their objective was to harmonize national and cross-border payment means in the

What is PSD2?

The Revised Payment Services Directive (PSD2), which was adopted in 2015 and applies as of September 2019, is meant to harmonize regulations in the payment market. It replaces the PSD1 created in 2007 and integrates new players and technologies. In addition to its harmonization objective,